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Nearly half of all the small businesses that participated in a recent survey said they handled their mobile application development in house, in part to cut costs and speed time to deployment. Forty-six percent used in-house staff to develop critical mobile applications in an effort to drive new business. Forty-one percent used freelancers or consultants to develop mobile apps, while 39 percent called on agencies for app development. Thirty-eight percent used DIY application builders with drag-and-drop functionality.